What Has ObamaCare Done?



Amir Salehzadeh: Eric Kingsbury, 25, Has Insurance Thanks To Obamacare

Eric Kingsbury, 25, finally has health insurance via the Silver plan through Covered California (the state-run Affordable Care Act exchange), after living without health insurance for nearly a year. Kingsbury is glad he’s covered now, though because he was, “extremely nervous about going uninsured for a year, but I figured I was young and healthy and wouldn’t need to see a doctor.” Many Millennial Americans share the same perspective on health care under the premise that they are young and will continue to remain healthy.

However, Kingsbury says when a friend of his had a major health scare that required her to “have an MRI and a battery of tests” he realized what a gamble it is to go without health insurance and the price tag associated with those bills. “I decided it wasn’t worth the risk,” Kingsbury said. “You never really know when unusual, and perhaps even, expensive circumstances arise. Better to be safe than sorry.” Although he did not qualify for a government subsidy, and pays $297 per month, he says the benefits offered via his new plan are more generous.

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Think Progress: The Best Obamacare News That Nobody Is Talking About

Applications for Medicaid and the Children’s Health Insurance Program (CHIP) spiked throughout the nation during Obamacare’s first month of open enrollment, and skyrocketed in the states participating in the health law’s Medicaid expansion, according to preliminary monthly data released by the Centers for Medicare and Medicaid Services (CMS) on Tuesday. Nearly 1.5 million low-income Americans now have access to public health insurance.

According to the CMS data, Colorado, New Jersey, and Hawaii are among the states that saw the biggest spikes in Medicaid applications as news about Obamacare’s open enrollment period dominated headlines in October. Another encouraging takeaway from the report is the increase in Medicaid applications even in states that refused Obamacare’s expansion of the program. Wisconsin, Virginia, Pennsylvania, South Carolina, and Georgia were the five non-expansion states to see the biggest spikes in Medicaid applications in October.

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Rhonda Brown: Leslie Foster, 29, Has Obamacare That Costs Only $62 Per Month

There were no glitches when Leslie Foster, 29, enrolled online for a health care plan that provides him with more extensive coverage than his previous plan. The best part? He pays only $62 a month for it. Health Net insurance, his final decision, is considered a silver premium of the ACA and has a monthly premium set at $213.68 per month. However, after applying subsidies he can receive based on his income of about $20,000 a year, his total monthly payments came to $62 per month.

Even without those subsidies, Forbes provides an analysis that indicates Foster’s plan still remains lower than the national average of $328 per month for mid-tier premiums based on the Department of Health and Human Services (HHS) calculations. Foster describes his initial reaction as an overwhelming experience. “I hadn’t had health care since college, and it blows my mind to have an extensive amount of coverage,” Foster said.

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Get Covered America: For Joe, Coverage Saved His Life

As a self-employed painter, Joe Lucas says he has always tried his best to make ends meet. Sometimes, that meant going without. While he was able to secure health insurance through an employer for a time years ago, increasing premiums forced him to give it up. Things went from bad to worse when he suffered an aortic aneurism while uninsured.

Joe knew he needed to do something to cover his health costs going forward. With his pre-existing condition, shopping for health insurance meant monthly premiums of $1,000 or more. Fortunately when the health care law was passed, Pennsylvania began a program allowing individuals with pre-existing conditions to get covered until the new Health Insurance Marketplace opened. Joe says the law helped save his life twice now.

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William Tomasko: Mark Got Covered Under The ACA

Meet Mark Sullivan, a 31-year-old software developer from Texas. Signing up for affordable health insurance has given Mark the freedom to pursue his dream of starting a business. “It’s hard to express how much that means to me,” he said. After working for two years in Austin’s tech sector, Mark has been eager to start his own business. However, the risk of high health care costs if he left his job made him hesitate— that’s why he was eagerly anticipating open enrollment.

After comparing plans, Mark settled on a bronze option and added dental insurance. He will receive $82 per month in financial help, which will halve the monthly premium he will pay down to $78. Even without the tax credit, his total premium is still much more affordable than the private plans he had been able to find on the individual market.

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Get Covered America: Covered Together At Last

Rita Rizzo and Lou Vincent, from Akron, Ohio, have built a comfortable life together paycheck by paycheck despite one missing piece – affordable health care. That’s because they’ve been denied health insurance for a decade due to pre-existing conditions. Years ago, Rita had surgery for a hip replacement for which she no longer needs treatment. Lou has diabetes and also takes medicine for high blood pressure.

Rita was recently able to find insurance, but at a steep premium of $400 per month, and an even steeper $6,000 deductible. Meanwhile, Lou hasn’t had any coverage. He pays $170 each month for his blood pressure medicine alone. But when the Health Insurance Marketplace opened, their pre-existing conditions were no longer a barrier. The couple qualified for a subsidy that dropped their monthly premium down to just $184. That’s only a bit more than what they currently pay each month just for Lou’s medicine.

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Name: Carol T Williams

Occupation: Self-employed, hairdresser

Why is having health care important to you?

I’m 52 years old, and as I’m getting older, I realize that health care is a necessity. I have a history of diabetes, heart disease, and high blood pressure in my family, so it’s important I see the doctor. I’ve been self-employed for thirty years, and whenever I could afford insurance, I would get it. There were many years that I went without it, though.

How did it feel to learn about the new health care options available to you?

I’m super happy. With my old insurance plan, I was paying $443 a month for my son and myself, with a $7,5000 deductible. It didn’t even feel like I had insurance. Now, because of subsidies, I’ll pay $165 a month with a very low deductible, and my son will purchase his own insurance through the Marketplace. I used to put off going to the doctor when I needed to because of my high deductible, and now I don’t have to do that anymore.

Getting covered means: a relief. I feel like I don’t have to be scared anymore.

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46 Responses to “What Has ObamaCare Done?”

  1. December 8, 2013 at 3:19 pm

    Totally morally fiiiirst! Thank you UT, I luvs ya!

  2. December 8, 2013 at 3:19 pm

    The ACA has provided a lifeline for the Uninsured and the under insured…it has also improved the Health Insurance for the rest of us!!!!

    • 14 hopefruit2
      December 8, 2013 at 3:22 pm

      Indeed and there’s no turning back! 🙂

      • December 8, 2013 at 3:27 pm

        YES WE CAN….I feel sooooooo good about this HF…I have helped several of my coworkers who are part timers/steering them to the website…urging them to be persistent …like PBO…some were intimidated by going on line…so I urged them to use the phone or to go to a navigator at a community location…I told them to not believe the hype but to have faith in our President…3 of them now are covered!!!!!…. Big Smile!

      • December 8, 2013 at 3:57 pm

        yes we can….I feelllllllll so good about this…I have steered a some of the part timers on my job to the website…a few are intimidated by going on line so I told them to use the phone….or to go to a community navigator to sign up…I told them to be persistent like PBO and to not believe the hype/to have faith in our President/I can say with Pride that 3 folks have health insurance

  3. 21 Nena20409
    December 8, 2013 at 3:25 pm

    Truth Can’t be hidden forever.

    Liars are eventually exposed.

    Thanks for posting the Truth UT.

    LadyTNT Gold becomes you.

    Whenever I see your name, I am always having a flash back to the ACDC song: TNT 😉 Thank you for that.

    • 22 LadyTNT
      December 8, 2013 at 3:37 pm

      Thanks Nena, I don’t know the song, but will have to look it up later. It is actually my initials, so I always say that I am DA BOMB!! LOL!!

  4. December 8, 2013 at 3:27 pm

    Imani ABL @AngryBlackLady

    When a white person tells me they’re on my side after policing my language, I know for certain they don’t even know what my side looks like.

  5. December 8, 2013 at 3:27 pm

    Congrats on 1st LadyTNT!

    Yet another fantastic #ObamaCare thread, UT. Thank you!!

    From the bottom of the previous thread:

    The @GOP could not be more transparent. Any pretense to ‘conservative’ is a sham. They are now the full-blown manifestation of all the evil embodied in the John Birch Society manifesto. They must be eradicated from the American system of governance. By attacking the Pope and by their unrelenting efforts to deny health care to millions of Americans they enter 2014 more vulnerable than ever. It’s for all of us to do everything we can to rout them on 4 Nov 2014.

    Yes We Can

  6. 26 Nena20409
    December 8, 2013 at 3:27 pm

    The GOP apparatus will find out in 2014 that Not all their base are fanatics. The sane ones will sign up for ACA.


    Obama Cares, indeed.

  7. December 8, 2013 at 3:27 pm

    I’m from a family where a chronic disease that runs in the family has been stalking me for the past 20 years…because of Obamacare, I’m no longer afraid.

  8. 31 sjterrid
    December 8, 2013 at 4:26 pm

    Thank you, UTAL for highlighting these successful ACA stories as well as your Rise and Shine threads! You definitely keep us more informed about what’s going on than our incompetent media.

  9. 34 99ts
    December 8, 2013 at 4:39 pm

    The death of Nelson Mandela has achieved what was seemingly impossible – the leaders of the GOP are discovering the abusive racist reality of their base – those folks they have been pandering to for the past 5 years.


    Newt is shocked at the abuse he received for speaking the truth about Nelson Mandela – given what his base have said about the President why should any of them be surprised – good to see them on the receiving end of what they created.

    • 35 hopefruit2
      December 8, 2013 at 5:05 pm

      The leaders of the GOP know quite well the racist reality of their base – they pander to it, and welcome it when they are trying to get into certain political circles or block PBO’s agenda. What they don’t like is being embarrassed by it at times when it’s not convenient, such as when a great anti-racism leader like Mandela is being honored, or such.

      I find it hard to believe that Newt was “shocked” at the abuse he received, when he ran in the GOP primaries as a far-right bagger and has pandered to the worse elements with his “food stamp President” garbage.

    • December 8, 2013 at 5:07 pm

      You bake it, you eat it ….


  10. 41 JER
    December 8, 2013 at 4:41 pm

    • 42 theo67
      December 8, 2013 at 4:46 pm

      GOP should be forced to explain what they mean by “American Exceptionalism”, as they deprive the country’s youth of opportunities, and the rest of the world moves forward.

  11. 43 JER
    December 8, 2013 at 5:04 pm

    Reminder: 5:20 PM EST – President Obama Speaks at the Kennedy Center Honors Reception – http://www.whitehouse.gov/live

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