Options For Enrolling And Questions Regarding The ACA



NOTE: This is one person’s experience (who is on a November 6 deadline). It is not an independent analysis. Your experience may be different. Do not skip any steps if it will be disadvantageous for your health insurance enrollment process or if it will negatively affect the subsidy that you may qualify for (which will lead to lower premiums) and the health insurance plans that you may be eligible for. Follow the proper healthcare.gov instructions so that you will receive affordable, quality, and comprehensive health coverage.


A lot of TOD’ers have been questioning Healthcare.gov‘s functionality….

I want to share my experience to date, and for the many asking there is a paper application available contrary to reports.

ME: I have been trying to get premium quotes since Oct. 3, when Experian verified my account. The following week if I could log in it would just say “application in process” the week after that I couldn’t log in anymore. The people on the hotline are not getting any assists from the IT people, and are just getting yelled at 24/7. I spent a hour with a lady last weekend just having a nice conversation, telling her I understand they left her out to dry, and she was so appreciative. The problem is for the last 10 days around 10 p.m. EST they shut the site down for maintenance and in that process they erased the passwords of the accounts of early applications, due to privacy conformity. So my suggestion to anybody is create a new account and skip the “subsidy eligibility” info (much shorter process) and try to get the plans offered through that process. I got the furthest by doing that. Still haven’t been able to see what Plans are available, but am noticing improvements every day. My asshole A.G. is also suing the Federal Government to prevent anyone from receiving subsides, on top of RWNJ Gov. Mike Pence not expanding Medicaid(after passing laws to prevent union organization last year)……. because he is running for President in 2016. I have till Nov. 6, before I have to decide to keep my current coverage with AnthemBCBS…..so I just implore patience to everyone. In due time………

TOD’er: WHOA. Can’t believe the hotline doesn’t have IT back-up. What’s the point of that? Wow, I hope it all works out for you, SOON.

ME: It is B.S. the I.T. folks leave the phone reps in the wind, TOD’er. One other option I suggest for people trying to sign up is having the telephone Rep. fill out an application manually. It is a much more longer/tedious process, but they are happy to do it if you wish. By doing so, they submit the paper application to the proper channel, and you are supposed to be contacted within 10 days by either Healthcare.Gov rep or an Insurance Provider personally. At that point they will walk you through your coverage options, but it is a guaranteed way to have your application processed, and bypass any website hiccups

To apply by phone, call 1-800-318-2596, 24 hours a day, 7 days a week (TTY: 1-855-889-4325). A customer service representative will work with you to complete the application and enrollment process.


 To be clear, there are several options for enrollment. My particular case was just one using the online vehicle.  This suggesting  was an option online to get to the premium quotes faster, without filling out the tax information.  I have already done that, but still can’t login with the account I created.  You can always update you info once creating an account(Even when you initially create an account, it will give you the option of choosing the faster route). My situation was I have until Nov.6 to determine whether to keep my current coverage. Also keep in mind your individual state my have established their own exchanges. The main focus I am trying to convey is there are several ways to FULLY enroll, subsidies and all. Locally, by phone, online, or by mail.


1 1a 1aa 2 2a

3 4 5 6 6a 6aa

Here’s the ACA application in PDF form you can print out and mail in

Read this before filling out this application


If you need help here are the Healthcare.gov available options

6aa1 6aa2 6aa3


Other options for getting questions answered 



Kaiser Family Foundation Subsidy Calculator



And any other possible question you may have….

6aa6 6aa7 6aa8


Again here is the link for a paper enrollment form you can print from home

And the instructions prior to filling out the form


And finding Local help enrolling

Outreach and Enrollment Toolkit

Detailed Summary of the ACA

AARP’s 10 ACA Essential Benefits


I hope this alleviates some problems people may have encountered and dispelled any misinformation.


113 Responses to “Options For Enrolling And Questions Regarding The ACA”

  1. 1 desertflower
    October 20, 2013 at 7:25 pm


  2. 6 Nena20409
    October 20, 2013 at 7:32 pm

    Gold for DF 😉 Yes!
    Lovely LP. Thank you.

  3. 8 desertflower
    October 20, 2013 at 7:33 pm

    Such important info here, LP. Thanks for posting this…Tweeters should Tweet this:)

  4. 9 Allison
    October 20, 2013 at 7:34 pm

    Great informative post LP. Thank you.

  5. October 20, 2013 at 7:39 pm

    Congrats on 1st df!!!

    LP, you put allot of work into gathering all those resources and dispelling some key misunderstandings, not lease of which is that people can submit a hand written application. No matter what approach anyone uses, ALWAYS maintain an electronic or paper record (even if you file electronically).


    • October 20, 2013 at 7:53 pm

      Thanks, Bobfr. If this helps one person I will be satisfied. Everyone will have their own unique experience, but I don’t want people taking it out on the Customer Service reps. Secondly, I wanted to make sure people knew there are several options to getting fully enrolled or getting premium quotes . I hope I was able to convey that in a coherent fashion. Now I’m off to the Colts game. Hopefully Peyton doesn’t hold a grudge and pound us so bad I leave at halftime 🙂 Hope everyone has a wonderful week ahead!!

      • October 20, 2013 at 8:04 pm

        Enjoy the game, LP!! You will have certainly helped many and I so appreciate your support of the Customer Service reps!!!

        BTW, everyone, the roll out of GWB’s Medicare Plan D was fraught with difficulties for months after it launched:

        “Current enrollment problems — the ones receiving all the press — were not really a surprise, although the degree of pain may be greater than anticipated by the smaller plans, says John Gorman, a former CMS official and president of Gorman Health Group in Washington, D.C., which has advised dozens of health plans on Part D participation. “The problems we’re seeing in the field were absolutely expected,” he says. “This is a $720 billion project implemented in a two-year time frame. It’s like sucking a tsunami through a straw.””


      • October 20, 2013 at 8:08 pm

        I kind of hope he does LP. Even though you wrote an excellent post for TOD. 😆 Have fun at the game.

  6. 14 hopefruit2
    October 20, 2013 at 7:40 pm

    This ACA-info packed thread is a great resource – thanks LP!

  7. October 20, 2013 at 7:40 pm


    NOTE to GOP – LIfeguard NOT on Duty

    #TrustBarack ….

  8. 16 hopefruit2
    October 20, 2013 at 7:40 pm

    • 17 vcprezofan2
      October 20, 2013 at 8:06 pm


      To ensure that we make swift progress, and that the consumer experience continues to improve, our team has called in additional help to solve some of the more complex technical issues we are encountering.

      Our team is bringing in some of the best and brightest from both inside and outside government to scrub in with the team and help improve HealthCare.gov. We’re also putting in place tools and processes to aggressively monitor and identify parts of HealthCare.gov where individuals are encountering errors or having difficulty using the site, so we can prioritize and fix them. We are also defining new test processes to prevent new issues from cropping up as we improve the overall service and deploying fixes to the site during off-peak hours on a regular basis.

      Most importantly, we want to hear from you, and make sure that your experience with HealthCare.gov is a positive one. If you have any comments, either complimentary or critical, please let us know by sharing your feedback at https://www.healthcare.gov/connect/.


      (Link is in tweet Hopef shared above)

  9. October 20, 2013 at 7:51 pm

    So we can expect for the GOP to squawk about Obamacare until 2014 renders them completely toothless after their year-long civil war.

    Going forward, it seems likely that Obamacare will function with employer subsidies (for those covered by workplace insurance) or government subsidies, which is funneling the process into a likely single payer sometime in the next decade (?) or so.

  10. 25 GGail
    October 20, 2013 at 7:51 pm

    LP, you put a lot of helpful information on here. Great job!

  11. October 20, 2013 at 7:53 pm

    And this is totally O/T, but couldn’t resist when I saw this in @JeffersonObama’s twitter timeline.

    Airing tonight on Channel 4 in the UK.

  12. 28 hopefruit2
    October 20, 2013 at 7:57 pm

  13. 29 africa
    October 20, 2013 at 7:59 pm

    Great resource, LP. Thank you.

  14. 30 sjterrid
    October 20, 2013 at 8:12 pm

    Thanks for all the the work you did putting this info together. Excellent job, LP!

  15. 31 hopefruit2
    October 20, 2013 at 8:17 pm

    This may have been posted on a previous thread, but just in case it wasn’t, I’m posting it here:

  16. 33 a4alice
    October 20, 2013 at 8:31 pm

    LP this is a fantastic effort I hope it gets around!

  17. October 20, 2013 at 8:40 pm


    If you’re still here, wanted to let you know I tweeted out the link you posted on R&S today:

  18. 35 Sue in Seattle
    October 20, 2013 at 8:52 pm

    You provided important information laid out in a way that’s easy to understand. Thank you so much for posting this, especially the application. I wondered what was on it. I know you said that you have to apply by Nov 6, but if you find the marketplace offers a better deal after that date, can you discontinue the insurance outside of the marketplace?

    I have a bit more information, if anyone’s interested:

    As an example of what a single person making the following amounts might pay for monthly premiums after subsidies:

    $17,235/yr would pay approx. $57/mo. (4% of income); $28,725 would pay about $193/mo (9.5% of income); $45,960 would pay the full amount

    The subsidy is based on the second lowest silver plan in your area (differs by state), and works on a sliding scale.

    In my state, I also looked up what I would pay for copays, deducibles and yearly out-of-pocket (this coincides with the $57/mo. premium): $5 copay, $250 deductible and $2,250 out of pocket. I think this is excellent.

    If anyone needs access to their website if it’s offered through their state or the District of Columbia, here it is:

    California (www.coveredca.com), Colorado (www.connectforhealthco.com), Connecticut (www.accesshealthct.com), District of Columbia (www.dchealthlink.com), Hawaii (www.hawaiihealthconnector.com), Kentucky (www.kynect.ky.gov), Maryland (www.marylandhealthconnection.gov), Massachusetts (www.mahealthconnector.org), Minnesota (www.mnsure.org), Nevada – special kudos (www.nevadahealthlink.com), New York (www.nystateofhealth.ny.gov), Oregon (www.coveroregon.com), Rhode Island (www.healthsourceri.com), Vermont (www.healthconnect.vermont.gov), Washington (www.wahealthplanfinder.org)

    I plan to focus all of my attention healthcare and getting out the vote. I thought it was awesome that the application included the website to register to vote.

    • October 20, 2013 at 9:37 pm

      Excellent comment, Sue!!! Thank you!!!

    • October 20, 2013 at 9:50 pm

      The application above is not an application for a health plan – it’s only to see what kind of tax credit you qualify for – or if you qualify for a special plan only those who make just too much to qualify for Medicaid.

      Health Plan applications come from the various carriers like Anthem, Health Net, Kaiser, etc….

  19. 38 MightyPamela
    October 20, 2013 at 8:53 pm

    Hello, hope all are well. Motoring along over here, hard not to overdo it, but at least am done for today. Take good care all o’ y’all! 🙂

  20. October 20, 2013 at 9:01 pm

    Didn’t have enough room to include a picture from this great post by LP.

    @BradASchenk is Digital Strategist for @OFA.

    • October 20, 2013 at 9:09 pm

      I think golden boy Ezra Klein will soon find he staked his pundit argument on something that is quickly evaporating, much like his snooty wife Annie Lowrey did when she complains about our President not appointing women and his relaxing with a few rounds of golf.

      O/T, but this seems significant in the unfolding Middle East negotiations, which Iran will no doubt play a crucial role:

      • 44 LunarSea
        October 20, 2013 at 10:07 pm

        Wow these folks aren’t fooling around. They probably figure they have to move fast, while PBO is pres cause who knows how the idjits will try to lie, cheat and steal their way into power again. They trust him, you can tell.


      • 45 globalcitizenlinda
        October 21, 2013 at 1:03 am

        great developments.

        thank you President Obama

  21. 46 Bill R.
    October 20, 2013 at 9:15 pm

    In Oregon Community Partner organizations and insurance agents who have been trained as “enrollment assistants” are helping people enroll without going through the website. Also Cover Oregon sponsors enrollment faire’s in community locations where people can enroll in person. It is also possible for people simply enroll through the Cover Oregon Customer Service reps on the phone and complete the application that way. So there are many way to enroll in most states that don’t involve online access.

    • 47 57andfemale
      October 21, 2013 at 12:32 am

      the states doing it on their own are making it easier to enroll. IL has a ‘partnership’ with the feds and it appears that there are no other options for enrolling other than healthcare.gov. If there is another way it’s a well kept secret.

      if our political discourse wasn’t so poisonous we could have a dialogue on why the Feds can sometimes do a better job than states with political agendas

  22. 48 Tally
    October 20, 2013 at 9:33 pm

    I realize I have been remiss in doing a piece on the ACA enrollment, considering I’m in the process of getting certified to sell on the CA exchange.

    Once that is final – most likely this week – I shall post something simple, and as comprehensive as I can, with the plans here in CA. My understanding is that they’re all the same in every state. The prices will vary depending on where you live, and what kind of tax credit you qualify for.

    My advice as a LICENSED INSURANCE AGENT – is GO THROUGH A LICENSED INSURANCE AGENT who is certified to sell on your state exchange.

    There is no additional cost to you, and we can be your sherpa, so you don’t go through the headache. Let us do that for you. If we have trouble signing you up via the online APP (depending on your state), we can get you a paper application.

    If you sign up online without an agent, FIND ONE, and designate them your personal agent. Then if you have any trouble with your application, or coverage down the road, you have an advocate who can help you.

    There are FOUR plans:
    Bronze (60%/40% – insurance pays 60%, you pay 40% after your deductible, and until you hit your max annual out of pocket, then the carrier pays 100% – as long as you’re in Network.)
    Silver – 70%/30%
    Gold – 80%/20%
    Platinum – 90%/10%

    There are other plans that only are available to certain people who make just above the FPL who won’t qualify for Medicaid.

    The carriers in your area are competing to sell the same four plans. They do that by packaging them differently by Network. Some are HMOs, some PPOs, some EPOs (combo of HMO/PPO.) Some have larger doctor networks.

    But the ACA has created a perfect market – honest competition – and the prices are lower because of that.

    Yes, there are website problems. But everyone who owns a website wishes they had the same problems due to high traffic.

    • October 20, 2013 at 9:38 pm

      Folk in CA are VERY!!!!!! Fortunate to have you on their side, Tally!!!!

    • 50 Bill R.
      October 20, 2013 at 9:38 pm

      Good advice. I always prefer person to person contact and time for question and answer. The Cover Oregon website or customer service people will tell you who are the agents in your area you can work with.

    • 52 Betsy
      October 20, 2013 at 9:54 pm

      Tally, if you are covered by your employer, can you still see if you can get a better deal, or do you have to stay with your employer? We are still having to pay co-pays, paying for our daughter’s ADD meds and birth control (very expensive). So I want to know if we can shop around?

    • October 20, 2013 at 10:08 pm

      Tally, is there, or will there be a central site where Californians can go to find a licensed insurance agent in their area? If there is, I’d like to pass this information on to my son, who lives in Pasadena.

    • 56 Sue in Seattle
      October 20, 2013 at 10:13 pm

      Thanks for this information, Tally, and for the clarification regarding the marketplace application vs. a health plan application. There’s definitely a learning curve going on across the country right now. Personally, I think that’s a good thing because it gets many out of their comfort zone and engaged.

      “But the ACA has created a perfect market – honest competition – and the prices are lower because of that.” Truer words were never spoken, Tally.

      I echo Bobfr’s post that folks are very fortunate to have you on their side. Thank you for all you are doing.

      • 57 amk for obama
        October 20, 2013 at 10:21 pm

        Personally, I think that’s a good thing because it gets many out of their comfort zone and engaged.

        egg.sack.lee. Ignorance and impatience are the two biggest stumbling blocks of democracy.

    • 58 a4alice
      October 20, 2013 at 10:16 pm

      that would be awesome for you to write. I think the more people tell others about their positive experiences to outshout the MSM and their concern trolling the better. 🙂

    • 59 GGAIL
      October 20, 2013 at 10:52 pm

      Tally, good to hear from you (an insurance agent) on this important subject. We in SoCal are fortunate to have you. Thanks!

    • 60 nathkatun7
      October 21, 2013 at 12:11 am

      “Yes, there are website problems. But everyone who owns a website wishes they had the same problems due to high traffic.”

      This needs to be repeated over and over again! You can’t in in one breath claim that people hate Obama Care and won’t sign up for the socialist program and then turn around and say that Obama Care is a disaster because so many people want to sign up for it but are experiencing technical difficulties.

      Thanks Tally for the info which I will share with friends and family who plan on purchasing health insurance from CA exchange. Looking forward to your future posting. It’s so helpful to have one of our own intimately involved in selling health insurance on the exchanges.

  23. 61 Ladyhawke
    October 20, 2013 at 9:34 pm

    HealthPocket Compares State Health Insurance Exchanges



    HealthPocket’s review of the new health insurance exchanges found clear improvements (e.g. web site performance, technical glitches) from the time of the exchanges’ initial public release but there are still areas needing improvement. Most notably, most exchanges need to evaluate their sites’ navigation and workflow to reduce the steps standing between web site visitors’ entry into the exchange site and health plan shopping. Additionally, those states that do not provide anonymous shopping experiences may lose a portion of the public that would prefer to remain anonymous until they are ready to complete the insurance enrollment process.



    • 62 99ts
      October 20, 2013 at 10:51 pm

      I wonder how many of those anon shoppers are simply looking to find information to complain about – from my outsider “low knowledge” base most folks with employment insurance have no need to look – the media pundits of the world do not need nor will use the ACA exchanges.

      • 63 57andfemale
        October 21, 2013 at 12:41 am

        lots of consumers would prefer to look at plans before committing to providing all of their personal info. I’m one of them. It’s intimidating to have to ‘apply’ before you can shop.

        It is okay for people with employer coverage to want to know if the exchanges are competitive. clogging up the system is rude but I understand it.

  24. October 20, 2013 at 9:36 pm

    FYI – From WaPo:

    HealthCare.gov’s glitches prompt Obama to call in more computer experts

    The Obama administration said Sunday that it has enlisted additional computer experts from across the government and from private companies to help rewrite computer code and make other improvements to the online health insurance marketplace, which has been plagued by technical defects that have stymied many consumers since it opened nearly three weeks ago.

    This expanded team has come up with new ways of monitoring which parts of the federal Web site, HealthCare.gov, are having problems and has been taking the site offline for rigorous overnight tests, according to a Department of Health and Human Services spokesman.

    “Unfortunately, the experience on HealthCare.gov has been frustrating for many Americans,” HHS officials said in a blog post Sunday afternoon, acknowledging what has been obvious to millions of insurance seekers who live in the three dozen states relying on the federal insurance exchange. For the first time, the administration appealed to people to report their interactions, good or bad, with the exchange, a core element of the 2010 health-care law.

    President Obama is expected to address the site’s technical problems — “troubles that he and his team find unacceptable” — at a White House event Monday to highlight the law, according to an administration official who spoke on the condition of anonymity because the event has not yet taken place.

    More here: http://www.washingtonpost.com/national/health-science/experts-working-to-fix-healthcaregov-insurance-marketplace-officials-say/2013/10/20/1e1a35ce-39b4-11e3-a94f-b58017bfee6c_story.html

    • 65 LunarSea
      October 20, 2013 at 10:05 pm

      I hope he mentions all the obstacles put up by GOP govs and funding cuts by GOP congresscritters, as well as the early reports on glitches as result of sabotage attempts by GOP and their paid operatives.

      one can hope

      • 66 Ladyhawke
        October 20, 2013 at 10:34 pm

        Exactly, the Democrats will have to get all of that on the record at the hearings. Also, there is the issue of so many states being unable or unwilling to set up their own exchanges. The Republicans are always talking about STATES RIGHTS but a lot of southern states basically forced the federal government to take on the exchange responsibility for them. There are only 17 state based exchanges. The federal load is enormous.

  25. October 20, 2013 at 9:39 pm

    ALSO – one way to skip part of the headache, is find YOUR STATE’S EXCHANGE WEBSITE.

    Healthcare.gov is only a PORTAL. You cannot sign up through them. They will point you to your state’s website, where you can sign up – unless you live in a state where the GOP has done everything it can to thwart their state exchange from getting up and running.

    The application above is only to see WHAT TAX CREDIT YOU QUALIFY FOR – it is NOT an application for an actual health plan. Those come from the HEALTH INSURANCE COMPANIES that sell on the exchange.

  26. October 20, 2013 at 9:44 pm

  27. October 20, 2013 at 9:56 pm

  28. 89 LunarSea
    October 20, 2013 at 10:01 pm

    What a great write up Lovelyplains. Kudos & really well done. We need to send this to ezrasmartypants. If he did any kind of journalist work he would be giving info instead of repeating teabagger talking points.

    I have been trying to come on all weekend in anticipation of Danny boy’s arrival and was so excited to see the welcoming post. But somehow everytime I got on her this weekend I barely finished the headlines but got whisked away. So these are the first posts I’ve had a chance to read. But wanted to make sure I sent my congratulations to Chips Chica on her new arrival and well as a vigorous ear rubbing to the new addition. ****waving at both of you Chips & Danny****

    MightyPamela – you’re doing great hanging in there – don’t get discouraged and remember to breath in and breath out.It’s fabulous that you are surrounded by good, loving, caring family and friends. They & your extended family here at TOD Village will see you through.

    GoBrooklyn – sending warm healing light and love. Hoping that things begin to settle down with no more surprises or new findings. So happy you have a great team working on your behalf. Many blessings for you.

    Now to see what I may have missed by skimming through some of the previous posts. See how far I get before I fade for the night.

    ((((hugs all around))))

  29. 90 Ladyhawke
    October 20, 2013 at 10:18 pm


    Republicans press U.S. officials over Obamacare snags


    Less than a day after Congress ended a 16-day partial government shutdown precipitated by Republican demands to delay or defund Obamacare, they sent a letter to Health and Human Services Secretary Kathleen Sebelius demanding she make officials available for the October 24 hearing.

    The online insurance exchanges that are a central part of Obamacare rolled out on October 1 despite the shutdown but have been hobbled by technical difficulties that Sebelius has said are being fixed.



    • 91 a4alice
      October 20, 2013 at 10:22 pm

      oh for crying in the beer, now what is the GOP up to? 🙄

      • 92 Ladyhawke
        October 20, 2013 at 10:47 pm

        Well, that’s the crazy caucus for ya. They are outraged by Obamacare and feel it is destroying the country. But at the same time they are demanding answers about the glitches consumers have been encountering on the health exchanges websites. I know, it makes your head hurt.

        • 93 99ts
          October 20, 2013 at 10:54 pm

          One would have thought they would be happy for the “glitches” to continue.

        • 94 hopefruit2
          October 20, 2013 at 11:12 pm

          “They are outraged by Obamacare and feel it is destroying the country”

          They are outraged by Obamacare, but not because they truly feel it is destroying the country – in fact more likely, they are AFRAID it will help too many people, and reveal the GOP as a bunch of soulless LIARS.

  30. 95 amk for obama
    October 20, 2013 at 10:24 pm

    well done, lp.

  31. October 20, 2013 at 10:24 pm

    My daughter lived here with me for the summer after law school a few years ago and listed this address at our health clinic. They sent her a letter here with an explanation about ACA and info on how to check on the insurance. They had a potential cost grid included and the CoverOregon.com plus phone numbers. I then went into the site trying different ages and income levels to see what the numbers for the insurance plans were. My daughter is not living here now so this did not apply, but it was interesting and easy to checkout.

  32. 98 jacquelineoboomer
    October 20, 2013 at 10:39 pm

    LP – Thanks so much for taking the time to do this informative post! You are an ACA warrior, along with some others!

  33. October 20, 2013 at 10:42 pm

  34. 102 globalcitizenlinda
    October 20, 2013 at 10:46 pm

    instead of helping to improve access to ObamaCare, the greedy hate-mongers are going to spend more days attacking it through endless hearings.

    I am ready with my rebuttal against any false attacks

    • October 20, 2013 at 10:51 pm

      What they don’t get Linda, is that the more stunts they pull they simply amplify #OBAMACARE by keeping it front and center. If they had any skill at all they’d stop the nonsense, find a value add policy or two and focus on generating support. But, since their only agenda is comprised of greed and racial hate they are doomed to crushing defeat after defeat.

  35. October 20, 2013 at 10:57 pm

    bbl … time to prepare some dinner …. sure hope Chips has been having a fantastic day with her new friend, Danny!!! 🙂

  36. 106 hopefruit2
    October 20, 2013 at 11:00 pm

    • 107 carolyn
      October 20, 2013 at 11:08 pm

      …..and how many people have been led way astray by their GPS????? Our house was not even on the GPS for the first few years we lived here. One Airport shuttle driver who tried to find us with his gps, ended up in the city west of us, across the lake. When my husband tried to tell him on the phone how to get to our house, it’s a little hard to find, he said “No, I’ll use my gps.” Famous last words.
      Obviously these rethugs know nothing about digital situations and do not live in the real world of computer searching.
      With the cutting of funds for the setting up of the ACA, I imagine the HHS had to use the lowest bidder for the computer services. I hope Kathleen Sebelius reminds them of the low funding! Money is important.

  37. 108 jacquelineoboomer
    October 20, 2013 at 11:12 pm

    I’ve been wondering this, but – tell ya the truth – I don’t even want to know if it’s true. Enough.

    • 109 hopefruit2
      October 20, 2013 at 11:26 pm

      Sorry for the duplicate JOB! And yes, I too have been wondering about this, but it could very well be true …

      • 110 jacquelineoboomer
        October 20, 2013 at 11:34 pm

        No problem about any duplicate, hf!

        Yes, it could definitely be true, and, if true, I hope they nail ’em!

  38. 111 hopefruit2
    October 20, 2013 at 11:25 pm

  39. 113 nathkatun7
    October 21, 2013 at 12:28 am

    Thank you so much, LovelyPlains for sharing this very helpful info. about ACA! I know you must have put in a lot of time gathering it and arranging it to make it coherent.

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