Rise and Shine

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Today (all times Eastern)

10:50: The President delivers a statement on the confirmation of Richard Cordray as the Director of the Consumer Financial Protection Bureau

12:45: Press Briefing by Jay Carney

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NYT: Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, state officials are to announce on Wednesday.

State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower.

Supporters of the new health care law, the Affordable Care Act, credited the drop in rates to the online purchasing exchanges the law created, which they say are spurring competition among insurers that are anticipating an influx of new customers. The law requires that an exchange be started in every state.

“Health insurance has suddenly become affordable in New York,” said Elisabeth Benjamin, vice president for health initiatives with the Community Service Society of New York. “It’s not bargain-basement prices, but we’re going from Bergdorf’s to Filene’s here.”

“The extraordinary decline in New York’s insurance rates for individual consumers demonstrates the profound promise of the Affordable Care Act,” she added.

More here

Competition. Choice. Lower rates. Facts trump fiction. Health Plan Cost for New Yorkers Set to Fall 50% http://t.co/TtIn9nYDLh

— David Plouffe (@davidplouffe) July 17, 2013

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AG Eric Holder: “So Trayvon’s death last spring caused me to sit down to have a conversation with my own 15-year-old son, like my dad did with me. This was a father-son tradition I hoped would not need to be handed down. But as a father who loves his son and who is more knowing in the ways of the world, I had to do this to protect my boy. I am his father, and it is my responsibility, not to burden him with the baggage of eras long gone, but to make him aware of the world that he must still confront. This is a sad reality in a nation that is changing for the better in so many ways.”

Full NAACP speech from yesterday (transcript here):

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Michael Tomasky: Reid Crushes McConnell

…. Harry Reid and Mitch McConnell struck a deal, abetted apparently by John McCain, that averted the invocation of the nuclear option by Reid and the Democrats. Reid got just about everything he wanted. The Senate is going to pass through all seven nominees that Reid brought up in this skirmish….

…. About as clear a win for one party over another as we’ve seen in a long time. Why did it happen? Because everyone in the room knew that the Democrats had the 51 votes to change the rules. Stand together or fall apart, as the old cliche goes. It’s true. It’s still pathetic that it had to come to this for the president to fill his cabinet (and sub-cabinet), but it goes to show that holding the line as a group works.

Full post here

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Steve Benen: …. Will what transpired in the Senate yesterday actually, you know, matter? …. The cautious answer is that it’s evidence of incremental progress, the results of which will have a real-world impact on the lives of real people.

The Consumer Financial Protection Bureau, for example, looks out for consumers against predatory excesses from the financial industry. As Sen. Elizabeth Warren told Chris Hayes last night, in light of yesterday’s deal and Richard Cordray’s confirmation, “We know this agency is here to stay. No more clouds over what it legally is entitled to do. No more attacks that say maybe we’re going to be able to undercut it in this way or weaken it in that way. We’ve got a full-fledged watchdog. The one we fought for, and [Cordray] is going to be there to fight for us.”

…. I’ve heard plenty of criticisms of yesterday’s agreement, and detractors have raised fair concerns … But in today’s environment, incremental progress is still progress, and there’s ample reason to believe yesterday’s deal moves the ball forward.

Full post here

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McClatchy: Congress revisits Voting Rights Act

Congress is taking the first steps toward bringing back pre-clearance of voting laws under the Voting Rights Act this week, as activists express tempered optimism in lawmakers’ willingness and ability to act.

The U.S. Supreme Court last month tossed out the Voting Rights Act’s formula that determined which jurisdictions must submit their voting law changes to the federal government before enacting them. The 5-4 ruling did not get rid of pre-clearance altogether but said Congress must come up with an updated standard to enforce it rather than the 1965 version that covered Georgia and other Deep South states with a history of overt discrimination.

The Senate Judiciary Committee will kick off the congressional response with a hearing Wednesday featuring Congress’ civil rights conscience: Atlanta Democratic U.S. Rep. John Lewis.

More here

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Michael Tomasky: …. the narrative about the IRS targeting Obama’s enemies has been thoroughly debunked….

The IRS “scandal,” lately dormant, is returning soon to cable-news channel near you: Tomorrow, Russell George, the Treasury Department inspector general who produced the original report at Darrell Issa’s request, is going back before Issa’s committee, and this time he’s in for some pretty serious grilling from Democrats. The evidence is now even more preponderant than it already was that there was absolutely no political agenda in the IRS’s review of 501(c)(4) applications. In fact, evidence is mounting that if anyone was behaving politically here, it was George — and, of course, Issa and the other Republicans who launched into their baseless tirades about “enemies lists” and other such nonsense.

…. what about the mainstream media that swallowed whole from the Republican-conservative spoon, running huge headlines and ominous editorials, all those breathy stories that got nearly half the American public believing, on the basis of zero hard evidence, that the White House was involved here? It’s not in the nature of the beast to run huge headlines saying “No Scandal Here.” But it should be in the beast’s nature to take a much harder look at Issa, George, and the other perpetuators of this non-story. And it should start tomorrow, when George testifies.

Full post here

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Reuters: President Barack Obama on Tuesday for the first time admitted that it was unlikely that the Republican-led House of Representatives would pass sweeping immigration reforms before lawmakers left Washington for a month-long break in August.

In television interviews taped with four Spanish-language newscasts, Obama said he thinks many Republicans need more time to grapple with concerns about border security and the changing demographics of America.

…. Obama has insisted that reforms must include the path to citizenship for undocumented immigrants. “It does not make sense to me, if we’re going to make this once-in-a-generation effort to finally fix the system, to leave the status of 11 million people or so unresolved,” he told Telemundo’s Denver affiliate.

Many House Republicans oppose that measure, calling it “amnesty” for people who have broken existing immigration laws. But Obama said ignoring the problem would resign undocumented immigrants to “a lower status.” “I think that’s not who we are as Americans,” he said.

More here

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Wendy Davis and San Antonio mayor Julián Castro (left) and his twin brother, Congressman Joaquín Castro, in Austin on July 7, 2013

Texas Monthly: The Life and Death (and Life?) of the Party

Democrats once ruled Texas. Then came five decades of steady decline. Can Wendy Davis, the Castro brothers, and Team Obama’s vaunted field operation return their party to power? And if they can’t, can anyone?

“Somebody has to step up,” Wendy Davis observed one evening in late May over drinks at the bar of the Four Seasons Hotel in Austin. “As long as the Democrats continue to buy into the same bullshit that some of the Republicans are saying — ‘Oh no, it’s Texas, it’s hopeless’ — and continue to act like it won’t happen for six, eight, twelve, sixteen years from now, that perpetuates the problem.”

“So are you going to run for statewide office?” I asked.

Her green eyes sparkled. “One day, someday,” she said coyly.

One day, someday, about a month later, on the morning of June 25, the petite fifty-year-old Democratic state senator from Fort Worth fixed herself a single boiled egg for breakfast. It would be her only meal of the day. She slipped on a pair of pink tennis shoes, headed over to the Capitol, and stepped up……

More here

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President Obama hosted members of the Delta Sigma Theta sorority at the White House on Tuesday as the group gather in Washington for their annual convention. The Oval Office meeting marked the 100th anniversary of the African-American sorority and the 51st anniversary of its convention. Obama met with members including the sorority’s president, Cynthia Butler-McIntyre.

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@petesouza: Pres Obama with make-a-wish visitor Suhail Zaveri, 14, and his family in the Oval Office

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CBS: Cuban and U.S. officials will hold the first migration talks between the two nations since 2011 in Washington on Wednesday. Analysts believe both countries have a strong interest in getting them off the ground again.

…. The Bush Administration broke off these twice-yearly talks, along with taking other measures such as severely restricting the rights of Cuban Americans to travel back to the island – limiting them to only one visit every three years.

President Obama reestablished the rights of Cuban Americans to visit their homeland as much as they want and resumed the talks, only to break them off over the detention and jailing of U.S. contractor Alan Gross, which the State Department has repeatedly said remains a major obstacle to any improvement in relations between the two neighboring countries.

More here

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Morning!