Coming up

11:50: Michelle Obama joins elected officials to announce public and private sector commitments for her Let’s Move! initiative in Pennsylvania (CNN live streaming)

12:30: Jay Carney briefs the press (White House live)

2:25: President Obama honors the 2012 NCAA Women’s Basketball Champion Baylor Bears (White House live)

4:15: Michelle Obama is briefed on tornado recovery by local officials in Birmingham, Alabama and meets children affected by the storm (CBS live streaming)

5:40 President Obama attends a campaign event at The Mandarin Oriental Hotel (Closed press)

6:00: Michelle Obama delivers remarks at a campaign fundraising event in Birmingham


Steve Benen: In 2008, Latino voters overwhelmingly supported Barack Obama over John McCain, siding with the Democrat by a 36-point margin, 67% to 31%, according to exit polls. The president won’t be able to improve upon this, will he?

Actually, he might. Latino Decisions released a new poll this morning, pointing to an even larger gap between Obama and Republican Mitt Romney, with the president leading 70% to 22%. It’s the first time in nearly two years of Latino Decisions polls that Obama has reached this level of support.

More here



Chat away 😉

131 Responses to “Coming up”

  1. 1 4morefor44
    July 18, 2012 at 11:27 am


  2. 2 Proud Former White House Intern
    July 18, 2012 at 11:28 am


  3. July 18, 2012 at 11:30 am

    #retroactively 1st

    • 4 utaustinliberal
      July 18, 2012 at 12:00 pm

      Hahahahaha……this will never get old.

      Still can’t believe Ed Gillespie used “retroactively” to justify Romney’s lies.

      • 5 57andFemale
        July 18, 2012 at 12:11 pm

        I retroactively didn’t eat that piece of chocolate cake. Don’t let the extra pounds fool you.

    • 6 Proud Former White House Intern
      July 18, 2012 at 12:28 pm

      Hahahahahahahahaha that is funny!

  4. 8 Ladyhawke
    July 18, 2012 at 11:40 am

    The costs of voter-ID laws

    By Steve Benen


    It’s a fascinating perspective. When white Republican policymakers disenfranchise African Americans in an election year, based on trumped up allegations of “fraud,” that doesn’t “incite racial tension.” But when the Attorney General notices white Republican policymakers disenfranchising African Americans in an election year, based on trumped up allegations of “fraud,” that does “incite racial tension.” Good to know.

    In the meantime, while most of the recent talk about voter-ID laws has focused on who’ll be blocked from casting a ballot, the Brennan Center for Justice has a new report looking at a different angle: those who’ll struggle to get the mandatory ID in the first place.



  5. 9 yardarm756
    July 18, 2012 at 11:41 am

    The poor MSM is trying to keep the pot stirred up but that dog ain’t huntin’.

    • July 18, 2012 at 11:44 am

      I know! The GOP attacks are weak and misleading. Hence, they have no legs, even after being forced onto us, from the Blame stream media!

  6. 12 LOL
    July 18, 2012 at 11:53 am


  7. 13 utaustinliberal
    July 18, 2012 at 11:53 am

    Good News!

  8. 15 CEB
    July 18, 2012 at 11:56 am

    Just look at MO: strong, fierce, determined yet playful. I love that she is always herself and does what comes from her own heart, spirit and mind. I would have been so disappointed if she had allowed herself to be put in that strict mold of what others thought she should be as First lady. I look at her and see a real woman; talented, smart, great mom who believes in discipline, a protective spouse whose ideals and ideas are respected by her husband (it is clear that he wants to be her hero) and one one whose love and concern enfolds others. Added to all of this, she is feminine, sexy, approachable and fun. We have a gem.

    • 16 anniebella
      July 18, 2012 at 12:17 pm

      CEB, Amen to that. You spoke the truth.

      • 17 anniebella
        July 18, 2012 at 12:19 pm

        I am such a fan of FLOTUS. I have never follow a First Lady like I have this First Lady.

        • 18 Bill
          July 18, 2012 at 12:31 pm

          Let’s make certain Ann is never FLOTUS. That would be a national tragedy.

          • 19 anniebella
            July 18, 2012 at 12:59 pm

            Bill you are so right, it would be a tragedy, a disaster. Ann Romney is just like her lying husband. A rich uppity racists snob.

    • 20 sherijr
      July 18, 2012 at 12:25 pm

      Absolutely right CEB- she IS allll that, I am so grateful for our First Lady.

      • 21 HZ
        July 18, 2012 at 1:44 pm

        Mrs. Ann is not going to be our next First Lady because we are going to make sure we work as hard as possible to get the vote out and support POB and VP Biden with all of our strength and heart in this fight.HZ

      • 22 HZ
        July 18, 2012 at 1:47 pm

        Good Morning sherijr. Thanks for your kind words. You are going to be fine. I feel the strengh and poise in your spirit. Just remember to lean on your support family of the dearest and most encouraging family and friends, and you will make it. (((((( Good energy coming to you)))))))) HZ

  9. 24 PhillyinJA
    July 18, 2012 at 12:04 pm

    Morning all…. Just stopping in to say hello. I’, going back to the older post to see if they’re any links I missed. You guys are on fire

  10. 25 JER
    July 18, 2012 at 12:06 pm

  11. 26 57andFemale
    July 18, 2012 at 12:06 pm

    I cannot tweet anything today. I’m so frustrated. I signed out, signed back on. Everything else on the computer is working fine. I have profound things to communicate, 140 characters at a time, dammit!

    • 27 jackiegrumbacher
      July 18, 2012 at 12:18 pm

      57, this happened to me yesterday. Everything else on my computer worked, but Twitter kept kicking me out and refused to operate. Very frustrating because I logged on and off about four time. Woke up this morning and all was well. Have no idea what happened or why.

      • July 18, 2012 at 2:04 pm

        We have been having a high amount of solar flare activity from the sun. It was meant to peak last Saturday, but who can really assess that! Also, astrologically we have another lovely Mercury retrograde in motion, and that can often create seeming havoc with communcations, and communicating! In general….

  12. 29 pugeretto
    July 18, 2012 at 12:10 pm

    Morning, are there any ads out there that state what PBO REALLY said about Small Biz, rather thatn the sound-bites that the media & Rodney are feeding off of? Let me know! Great job Chips!

  13. 30 desertflower
    July 18, 2012 at 12:15 pm

    Important read from Benen: http://maddowblog.msnbc.msn.com/_news/2012/07/18/12812249-pushing-the-limits-of-risk-aversion?lite

    But to understand Mitt Romney, one must realize how much this guy hates risks. About a month ago, the New York Times had an interesting report on how Bain Capital created a business model in which they made millions whether their investment prospered or collapsed. It was “difficult,” the report noted, “for the firm and its executives to ever really lose.”

    As it turns out, the risk aversion goes even deeper. Ezra Klein explained yesterday that Romney was initially reluctant to run Bain, but agreed when Bain eliminated the possibility of failure.

    As Michael Kranish and Scott Helman, authors of “The Real Romney,” describe it, Romney “explained to Bain that he didn’t want to risk his position, earnings and reputation on an experiment. He found the offer appealing but didn’t want to make the decision in a ‘light or flippant manner.’ So Bain sweetened the pot. He guaranteed that if the experiment failed Romney would get his old job and salary back, plus any raises he would have earned during his absence. Still, Romney worried about the impact on his reputation if he proved unable to do the job. Again the pot was sweetened. Bain promised that, if necessary, he would craft a cover story saying that Romney’s return to Bain & Co. was needed because of his value as a consultant. ‘So,’ Bain explained, ‘there was no professional or financial risk.’ This time Romney said yes.”

    Romney managed, in other words, that most unusual of career transitions: a move entirely without risk.

    And Romney’s departure from Bain fits into the same model — he kinda sorta “left” the firm, but made it easy to come back if other opportunities didn’t work out. After all, he remained Bain’s CEO, chairman, president, and sole stockholder after his “retroactive resignation.”

    There’s more………………..

  14. 31 desertflower
    July 18, 2012 at 12:21 pm

    WOW! Great question! Maybe someone here can Tweet this to Axe….

    I heard an interesting comment on “Morning Joe” today.

    Bain Capital bought several companies and surely performed “due diligence” on all those companies prior to purchase. Did Bain Capital ever buy a company based on two years or less due diligence?

    Posted by: Robert Lipscomb | July 18, 2012 at 11:15 AM


  15. 33 4morefor44
    July 18, 2012 at 12:22 pm

    hard to believe that’s our first lady running in that photo. wowzers!

  16. 35 jackiegrumbacher
    July 18, 2012 at 12:28 pm

    Interesting little incident at my gym this morning. As my husband and I were finishing up on the treadmill, I looked up to see a smarmy Romney on tv saying that President Obama doesn’t like people to be successful, which, in in R-money’s mind, is the only reason why president is pressing for tax return transparency. I told my husband I couldn’t stand to see Willard”s mug and headed toward the door. He told me that after I walked off, the person next to him said to someone else, “that wasn’t what the president said. I heard him” The man next to her, said “No, it isn’t what he said.” So people are getting it and they aren’t buying what R-money is selling. This is, by the way, a very red area of the county, where common sense and good listening skills are not that common.

    • July 18, 2012 at 12:36 pm

      It’s pushed by Robney, who has massive connections in the media. I have not heard Bain all day!

    • 37 utaustinliberal
      July 18, 2012 at 12:56 pm

      That’s good to know Jackie. Thanks for the update on the ground. Same thing has been happening to me here with my college aged contemporaries. The msm think young people aren’t paying attention to the madness going on and the craziness and massive obstruction the GOP have leveled Pres. Obama’s way, but we are. Plus, a lot of young people still hold Pres. Obama in high esteem and don’t see him as the everyday politician. They see him as an inspiring human being and a leader.

      • 38 HZ
        July 18, 2012 at 1:54 pm

        UT, this is so true. I also live in a very red county of a very blue state, and I have found that my conversations are more positive and promising when I communicate with the young people. These beautiful young people know that this election of PBO is paramount for their future and for the country’s future. These young people get it. They ask questions and they are willing to work to help in this election.

        So I still love that hope that I see in them. We will win this election for POB and VP Biden. HZ

  17. 39 utaustinliberal
    July 18, 2012 at 12:29 pm

    FLOTUS is gorgeous. She’s so radiant.

  18. 43 Ladyhawke
    July 18, 2012 at 12:43 pm

    Press Secretary Jay “Clark Kent” Carney will be briefing the jackals momentarily. His guest today is Secretary of Agriculture Tom Vilsack. Jay is at the podium now.

  19. 46 desertflower
    July 18, 2012 at 12:45 pm

    Twitter feed on Syria….things are moving quickly now…


  20. July 18, 2012 at 12:47 pm

    Hippity hoppity Os!!!!! A humid, but less hot, great getting up day in the Chi-town area of TODville! So, I’m wondering just what the August drip is gonna be from the Axenator. We see that Bain will drip right on through July, unless the Olympics take center stage. The only thing is there may be some mileage that can be gained from Dittz asking for a bailout from the taxpayers to get them turned around in Utah. Well, if that ain’t big government getting in the way of private enterprise. Either way, Pittiful will never regain his footing between now and the election. He might as well put on Ann’s stilettos, cause he’s gonna be back on his heels for the next 3 1/2 months.

    My political take today is there should be wagers made as to when Mitt caves and releases the tax returns, and how many years. He’s not gonna be able to sustain his current stand. So my bet is the Friday night, right before their convention and for 5 years.

    • 53 Bill
      July 18, 2012 at 12:56 pm

      I think it is 50-50 if he releases them. We do not know how bad they might be for him if they were released. Stephanie Miller jokingly said she saw on the “internet” that he had invested in “dancing horse porn”, though it might not be true.

      • 54 desertflower
        July 18, 2012 at 1:02 pm

        Well…studies show that the most porn is viewed in Utah. Wonder why:)

        • 55 Bill
          July 18, 2012 at 1:03 pm

          That is funny.

        • 56 cookemom
          July 18, 2012 at 1:45 pm

          it’s the magic undies

          • 57 anniebella
            July 18, 2012 at 2:15 pm

            What is the story behind these magic undies? I heard someone ask Donny Osmond about that one time.

            • 58 dee
              July 18, 2012 at 6:54 pm

              As a mormon, I will respond. They are a reminder of the covenants we make to serve our God, the Saviour, and others. We make those “higher “covenants in the temple, and should be then more accountable for our actions. The garments are akin to the nun’s habit, orthodox jewish clothing, etc. Forget the magic stuff. Let’s deal in reality, like the dems we are, and leave the unfounded stuff to the repubs.

  21. 61 desertflower
    July 18, 2012 at 1:01 pm


    Few pay more taxes under health care law

    On the other hand, about 18 million people will get tax credits if they buy health insurance plans through new federal or state exchanges.
    “The Affordable Care Act is the largest health care tax cut in history,” says Jason Furman, deputy director of the White House National Economic Council. “It will provide a significant net tax cut for middle-class families and the millions of Americans who will seek affordable insurance in the years ahead.”

    Yet Republicans scream about “the biggest tax increase EVER”….it’s just not true. But we knew that.

    From DK link to this story….bear these things in mind.

    All in all, the paper says, less than 10 percent of the nation’s 140 million taxpayers could see a tax increase. That same 10 percent (unless they refuse to purchase insurance at all) will also get the benefits of not having copays for any preventive care, not being denied coverage for a serious illness that arises because of some specious “pre-existing condition,” and the security of knowing that they’ll always be able to be insured. For that small sliver of the population, that’s a pretty decent tradeoff.

  22. July 18, 2012 at 1:06 pm


    If this is true, and Assad uses gas on his own people, I don’t think the West will care what the Russians and Chinese say. Expect jets to fly.

  23. 67 Bill
    July 18, 2012 at 1:08 pm

    Mrs. Greenspan thinks the dressage ad is below the belt and a blow to Ann. We were waiting for her opinion and now have it.

    • 68 lisalovesobama
      July 18, 2012 at 1:16 pm

      🙄 tell her to go take it up with the DNC. How comes she wasn’t annoyed when Petunia made that ad where all he spewed were repuke lies.

      • 69 Bill
        July 18, 2012 at 1:22 pm

        Mrs. Greenspan is horrible. She is letting a spokesperson for Willard go on about PBO being against free enterprise and saying no one creates businesses with no push back or even a comment.

        • 70 lisalovesobama
          July 18, 2012 at 1:24 pm

          we all know why she has a job on MSNBainC. It’s less to do with actual talent and more to do with who she goes home to at night.

    • 71 ChristiMTL
      July 18, 2012 at 1:25 pm

      I don’t know how many tweets I sent her about it……a new low for the campaign because if you dare to show the dancing horse, it’s a personal attack on Ann Romney….please!

      • 72 Claire
        July 18, 2012 at 1:39 pm

        Does Mrs. Greenspan think it’s better to show all of the millions of Americans who don’t even have basic healthcare let alone a damn horse for therapy. This makes me so mad! STFU Greenspan trash!

    • July 18, 2012 at 1:59 pm

      The ad must be working if Mrs. Greenspan has her knickers in a twist.


    • 76 anniebella
      July 18, 2012 at 2:18 pm

      How many times do anyone remember Mrs. Greenspan speak up about comments and thing said or written about Mrs. Obama? I don’t watch her so I can’t say. Hope Martin Bashir is back today.

  24. 77 desertflower
    July 18, 2012 at 1:10 pm

    Reply Retweet Favorite

  25. July 18, 2012 at 1:11 pm

    AJE is carrying live coverage of the Damascus battles. Major events have happened today.

  26. 80 Ladyhawke
    July 18, 2012 at 1:18 pm

    I’m in love with Jay Carney. He got a question (paraphrasing) that Speaker In Name Only John Boehner said President Obama doesn’t give a damn abut the middle class. I will post Jay’s response as soon as it is available. It was great.

  27. July 18, 2012 at 1:28 pm

  28. 85 Eveingeorgia
    July 18, 2012 at 1:29 pm

    TOD, have you seen PM. carpenter’s most recent post?

    Here is the title: Political Karma. It’s brief and oh so sweet.

  29. July 18, 2012 at 1:31 pm

  30. July 18, 2012 at 1:34 pm

  31. July 18, 2012 at 1:34 pm

    • 89 Bill
      July 18, 2012 at 1:41 pm

      Willard’s biography has more problems than PBO’s. Bully, imatating a state trooper, draft dodging French Mormon missionary, bring it on.

  32. 90 Insomniac
    July 18, 2012 at 1:36 pm

    This may already have been mentioned here, but just in case…http://livewire.talkingpointsmemo.com/entries/obama-camp-hits-romney-on-tax-returns-transparency
    Very plain. Simple graphic that starkly illustrates the Rmoney tax release issue.

    • 92 utaustinliberal
      July 18, 2012 at 1:50 pm

      Woah. The Syria, Assad, and Damascus hashtags are on fire! Something’s definitely in the air.

      • July 18, 2012 at 1:55 pm

        Well, today the rebels assassinated the defense minister, Assad’s brother-in-law, the interior minister, and one other cabinet member. At first it was reported as a suicide bombing, but now it seems that the bomb was planted in the room and detonated remotely. There are now rumors that the CIA has been helping the Free Syrian Army. And more reports that army units are defecting with their weapons to the rebels.

  33. July 18, 2012 at 1:46 pm

    • 96 Ladyhawke
      July 18, 2012 at 1:52 pm

      Exactly. Mitt Romney has nothing to offer. That’s why they have to depend of stuff like this to feed their unhinged and deranged base. The Romney campaign essentially runs on HATRED of President Obama.



      Birthers, McCarthyites, Romney going Breitbart, Supreme Court Justices on Piers Morgan. This is what a full GOP meltdown looks like.


      • 97 amk for obama
        July 18, 2012 at 1:56 pm

        supremes on that hack’s show. wow, the rw is under metldown, isn’t it ? Have the leftist teabaggers joined them yet ?

        • July 18, 2012 at 1:58 pm

          Can you imagine the rant Scalia will go on once he has a camera and a mic? UGH.

          • 99 amk for obama
            July 18, 2012 at 2:20 pm

            A BJ post

            He’s probably just pimping his book, but I did hear some suggestion of him as a VP candidate. That would just make my day.

            This would be even better than Condi Rice as VP choice.

            Let’s see. Romney goes down to defeat and Obama gets a Supreme Court vacancy to fill.

            This would be so kewl.

  34. 101 desertflower
    July 18, 2012 at 1:48 pm


  35. 102 amk for obama
    July 18, 2012 at 1:49 pm

    Long day.

    Has mitt quit yet ?

    • July 18, 2012 at 1:58 pm

      He’ll be exiting right after Assad.

      • 104 amk for obama
        July 18, 2012 at 2:00 pm

        He better if he does not want to get blown up. I leave it to your imagination who I was talking about.

    • 105 donna dem 4 obama
      July 18, 2012 at 2:01 pm

      Hi dear! Are you off the train yet?

      Mitts still round like a donut and it looks like the Syrian President is fleeing his country.

      • 106 amk for obama
        July 18, 2012 at 2:04 pm

        GM (?) donna. Yes, just got off the train and am back in hotel. 3 hour train journey both ways, 4 meetings and then a hot and humid day in the desert part of India. All in all, not much to complain. 🙂

  36. 107 desertflower
    July 18, 2012 at 2:01 pm

    From Reuters: Update: White House confirms President Obama spoke with Russia’s Putin by phone about Syria. White House also says the U.S. has worked to convince China and Russia that history is not on the side of those aligned with Bashar al-Assad.

  37. 108 utaustinliberal
    July 18, 2012 at 2:01 pm


    Mitt’s hiding more stuff? Shocking…I know. 🙄

    • 109 desertflower
      July 18, 2012 at 2:06 pm

      This was the year that Mitt Romney supposedly offered as a complete tax return.

      Romney released his 2010 tax return in January of this year, a document that first informed voters about the existence of his Swiss bank account and financial activities in Bermuda and the Cayman Islands. But people who own foreign bank accounts are required to file a separate document with the IRS that provides additional details on such overseas bank holdings, and Romney has not released that form to the public.

      The Romney campaign did not respond to HuffPost’s request to view the document.

      Tax experts say it is almost certain that Romney did file the form, known as a Report on Foreign Bank and Financial Accounts, or “FBAR” in accountant slang. The penalty for not filing an FBAR can be severe, and the IRS would have expected to receive the form since Romney listed the Swiss bank account on his tax return. Listing the account on his tax return and then failing to file the subsequent FBAR would have been asking for a hefty fine, and would probably have heightened IRS scrutiny of prior tax filings.

    • 110 Cha
      July 18, 2012 at 5:39 pm

      Heckle Jekyll & HIDE.

  38. 111 socasweet
    July 18, 2012 at 2:03 pm

    The Obama campaign is really good. Does anyone remember that the conversation in July was supposed to be tax or penalty. Who would have believed that POTUS is the only person talking about that in July. LOL. It would be nice to go back and see how the conversation got changed. It was so smooth. It was invisible. It is so clear now to see how Romney is trying clumsily to change the conversation.

  39. 112 cookemom
    July 18, 2012 at 2:04 pm

    Battle of the Videos:

    The Romney ad featuring PBO singing Al Green’s “Let’s Stay Together”, has been pulled from UTube for copyright infringement claims by the company who owns the rights to the song. In return, the Romney campaign has sought to remove and received per Utube’s policy, a 10 day removal of the Obama video ad where Mitt sings America the Beautiful, until they can prove infringement. However, the song is in the public domain and unless Mitts can come up with a legal solution, the video goes back up in 10 days.

    (I don’t usually link to this site cause I don’t care for their slant, but I couldn’t find the story elsewhere.)

    • 113 Sharon
      July 18, 2012 at 2:31 pm

      Not meaning to be critical, but that is not entirely what that article says. The Obama clips, instructed by BMG, that are coming down are all the ones of him singing “Let’s stay together” but “America the Beautiful” is being contested by noone but Romney and they have lost that one. Unless there is another article somewhere that tells it differently.

      • July 18, 2012 at 5:46 pm

        i admit i was confused and didn’t connect the dots. that was my best interpretation, but i’ll defer to your wisdom and astutitityness. no problem, thanks

  40. 115 amk for obama
    July 18, 2012 at 2:05 pm

    Twitter is all acting up again ? Can’t seem to tweet a damn thing. And I was ready with juicy rants.

  41. 120 Dakota
    July 18, 2012 at 2:11 pm

    I went to an OFA gathering last night and it was quite enjoyable. We got to meet volunteers we had not met up to that point and the good news is that we recruited lots of people last night! Don’t know the final number yet, but I brought in 4 people myself. This gathering took place at all the offices throughout the state last night and turnout for each branch was around 50 people each. I know that doesn’t sound like much, but we’re picking up more and more volunteers every day. So happy and excited!

  42. 121 lisalovesobama
    July 18, 2012 at 2:13 pm

    in response to the article at TPM about WIllard going nasty with character attacks against PBO, one person responded this way, it’s based on that commercial on tv, can’t remember what it was for, but I find the commercial hilarious!! 😆

    kaneblues (signed in using yahoo)
    When your candidate is Mitt Romney, you get angry. When you get angry, you go blow off steam. When you go blow off steam, accidents happen. When accidents happen, you get an eye patch. When you get an eye patch, people think you’re tough. When people think you’re tough, people want to see how tough. And when people want to see how tough, you wake up in a roadside ditch. Don’t wake up in a roadside ditch! Get rid of Mitt Romney and upgrade to President Barack Obama.

  43. 128 Ladyhawke
    July 18, 2012 at 2:24 pm


    The Kitchen Sink: More Desperation

    by Michael Tomasky Jul 18, 2012 1:46 PM EDT


    How many people are going to care that Obama did “a little blow, when [he] could afford it.” as he puts it in his first book? I just don’t think that many. The guy is the president. He’s been there for four years. He’s not a friend of terrorists (far from it). Bill Ayres is not the secretary of education, and Al Sharpton is not the attorney general. An incumbent is a known quantity.
    Romney is a just a whiny boy. What he doesn’t understand, because of the weird morality of the world he lives in, is that when you pull stunts like telling the world you left a job without revealing it was only a leave of absence, and you say you did no work but continued to make piles of money, and you don’t see why it’s a problem, you have impugned your own integrity. No one else need do it for you.



  44. 129 utaustinliberal
    July 18, 2012 at 2:24 pm

    Hahaha….so hope Christie explodes again close to the RNC convention and becomes the news. That’ll serve Romney right for going with a disgusting neanderthal.

  45. July 18, 2012 at 2:27 pm

    The Consumer Financial Protection Bureau (CFPB) is ordering Capital One to pay $165 million for engaging in “deceptive marketing practices” as it marketed credit cards.

    The joint enforcement action by the bureau, in conjunction with the Office of the Comptroller of the Currency (OCC), marks the first time the new bureau has flexed its enforcement muscle since opening its doors roughly a year ago.

    “Today’s action puts $140 million back in the pockets of 2 million Capital One customers who were pressured or misled into buying credit card products they didn’t understand, didn’t want or, in some cases, couldn’t even use,” said CFPB Director Richard Cordray. “We are putting companies on notice that these deceptive practices are against the law and will not be tolerated.”



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